*Disclosure

Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.

* DISCLOSURE: The results above are based on (I) information provided by you, (II) estimates of interest rates, your ability to save, your tax bracket, closing costs and other amounts, (III) currently available loan programs and (IV) information and assumptions discussed with your mortgage loan originator, all of which might change over time. The programs displayed does not serve as a good faith estimate as required by law, the displayed information is just an example of different loan program(s) that may be available to you.

(V) AnnieMac Home Mortgage did not obtain any loan information from your current lender. AnnieMac Home Mortgage is an approved seller/servicer with Fannie Mae and Freddie Mac and is not affiliated with your current lender nor is it owned by or affiliated with any U.S Government Sponsored Entity or Agency. This is not a government form. AnnieMac Home Mortgage is an approved FHA Lender and is not affiliated with your current lender nor is it an agency of the federal government or associated with HUD/FHA. (VI)This is not a government form. (VII)The rate advertised above may change or may not be available at the time of loan commitment or rate lock-in.

The payment displayed is an estimate and may not include payment amounts for taxes and insurance premiums, your actual payment obligation will be greater. (VIII) For adjustable rate loan scenarios, the initial term interest rate and payment is fixed for either 1, 3, 5, 7 or 10 year timeframes (this will vary based on product selection). After the initial term, the interest rate and payment can change and every 12 months thereafter on the change dates. On the first change date, your interest rate cannot increase more than 1.000% above, or decrease more than 1.000% below the initial interest rate. On each subsequent change date, the interest rate can increase or decrease however the maximum rate cap is 5.000% above the note rate. (IX) While refinancing may decrease your overall monthly payment obligations, refinancing your home loan may increase the total number of monthly debt payments, as well as the aggregate amount paid over the term of the loan. (X) All loans are subject to credit approval.(XI) APR is short for Annual Percentage Rate.(XII) AnnieMac Home Mortgage is an D/B/A of American Neighborhood Mortgage Acceptance Company LLC. AnnieMac Home Mortgage, NMLS# 338923. Licensing information: American Neighborhood Mortgage Acceptance Company LLC doing business as AnnieMac Home Mortgage and The Mortgage Company is a privately owned retail mortgage lender and broker. American Neighborhood Mortgage Acceptance Company LLC has been issued the NMLS number 338923 and is not affiliated with or endorsed by any state or federal government entities or any entities sponsored by the same. AnnieMac Home Mortgage is an approved seller/servicer with Fannie Mae, Freddie Mac, and Ginnie Mae. American Neighborhood Mortgage Acceptance Company LLC holds the following licenses or approvals from the entities listed below which allow it to act as a privately owned retail mortgage lender and broker. AnnieMac Home Mortgage is licensed or registered in the following states: Alabama – Alabama License #22267, Arizona – Arizona Mortgage Banker License (AZ BK #0926586), California – American Neighborhood Mortgage Acceptance Company LLC d/b/a AnnieMac Home Mortgage is licensed as a Mortgage Lender under the Department of Corporations Finance Lenders Law License (603J110) and by the Department of Business Oversight under the California Residential Mortgage Lending License Act (License #41DBO-40948), Colorado – Colorado Mortgage Company Registration (NMLS#338923), Connecticut – Connecticut First Mortgage Correspondent License Lender/Broker (#ML-­338923), Delaware – Licensed by the Delaware State Bank Commissioner to engage in business in the State #011546, District of Columbia – District of Columbia Mortgage Dual Authority License (MLB338923), Florida – Licensed Correspondent Mortgage Lender in Florida (#MLD252), Georgia – AnnieMac Home Mortgage, Georgia Residential Mortgage Licensee #41523 , NMLS 338923, 700 East Gate Drive, Suite 400, Mount Laurel, NJ 08054,Hawaii – Hawaii Mortgage Loan Originator Company License #HI-338923,Indiana – Indiana-DFI First Lien Mortgage Lending License, Kentucky(#MC83845), Maine -Maine Supervised Lender SLM11716, Maryland – Maryland Mortgage Lender (#19406), Massachusetts – Massachusetts Mortgage Lender and Mortgage Broker License #MC338923, Michigan – Michigan License #FL0020717 and #SR0020718, Minnesota – Minnesota Residential Mortgage Originator License. http://mn.gov/commerce/, Mississippi AnnieMac Home Mortgage, 700 East Gate Drive, Suite 400, Mt. Laurel, NJ 08054, Mississippi Licensed Mortgage Company, License #338923, Nebraska – Nebraska License #338923, Nevada AnnieMac Home Mortgage, 700 East Gate Drive, Suite 400, Mt. Laurel, NJ 08054, 866-312-6682, Nevada License #4493, New Hampshire – Licensed by the New Hampshire Banking Department (16113-­MB),New Jersey – American Neighborhood Mortgage Acceptance Company is licensed by the New Jersey Department of Banking and Insurance (#NO00004875),New Mexico – New Mexico License #338923, New York -Licensed Mortgage Banker-NYS Department of Financial Services,North Carolina – North Carolina Mortgage Lender License (L-­150980), Ohio – Ohio License #MB.804128.000 and License #SM.501901.000, Oklahoma – dba AnnieMac Home Mortgage, Oklahoma License #MB001894 and #ML010980, Oregon – Oregon Mortgage Lending License ML-5307, Pennsylvania – Licensed by the Pennsylvania Department of Banking as a Mortgage Lender (#33587), Rhode Island – Rhode Island Licensed Lender, Lic # 20112810LL, South Carolina – American Neighborhood Mortgage Acceptance Company, LLC, d/b/a AnnieMac Home Mortgage is licensed by the South Carolina Board of Financial Institutions, license MLS-­338923, Tennessee – Tennessee Mortgage License (#113373),Texas – AnnieMac Home Mortgage, Texas-SML Mortgage Banker Registration, 6500 River Place Blvd., Building 7, Suite 250, Austin, TX 78730, Utah – dba AnnieMac Home Mortgage, Utah License #9878225 other Trade Name License #9878229, Virginia – AnnieMac Home Mortgage, NMLS ID # 338923, (www.nmlsconsumeraccess.org), Virginia Mortgage Lender and Broker License #MC-5523, Washington -AnnieMac Home Mortgage, Washington Consumer Loan Company License #CL338923, NMLS# 338923, West Virginia – West Virginia License #MBB-35169 and License # MLB-35170, Wisconsin- Wisconsin Mortgage Banker License #338923BA ; Mortgage Broker License # 338923BR